Legal Information & Compliance

1. Data Controller

B3 Real Estate - Leonaidoo & Partners
Thomas-Dehler-Straße 15a
81737 München, Germany
Phone: +49 176 47757767
Email: info@b3.immo

2. Data Collection and Processing

We collect and process personal data in accordance with the EU General Data Protection Regulation (GDPR) and German Federal Data Protection Act (BDSG). Data is collected for:

• Property consultation and investment advisory services
• Financial analysis and mortgage brokerage
• Marketing communications (with consent)
• Website analytics and improvement

3. Legal Basis for Processing

We process your data based on:

• Contract performance (Art. 6(1)(b) GDPR) - for providing real estate services
• Legitimate interest (Art. 6(1)(f) GDPR) - for business communications
• Consent (Art. 6(1)(a) GDPR) - for marketing and analytics
• Legal obligation (Art. 6(1)(c) GDPR) - for financial compliance

4. Data Retention

Personal data is retained for the duration necessary to fulfill the purposes outlined in this policy, typically:

• Client data: 10 years (German commercial law requirements)
• Financial records: 6-10 years (tax and regulatory requirements)
• Marketing data: Until consent is withdrawn

5. Your Rights

Under GDPR, you have the right to:

• Access your personal data (Art. 15 GDPR)
• Rectify inaccurate data (Art. 16 GDPR)
• Erase your data (Art. 17 GDPR)
• Restrict processing (Art. 18 GDPR)
• Data portability (Art. 20 GDPR)
• Object to processing (Art. 21 GDPR)
• Withdraw consent at any time

6. Cookies and Tracking

We use cookies and similar technologies. You can manage your cookie preferences using our cookie banner. For more information, see our Cookie Policy below.

7. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction.

8. Contact

For privacy-related inquiries, contact our Data Protection Officer at: privacy@b3.immo

1. Scope of Services

B3 Real Estate provides:

• Real estate investment consultation
• Property search and analysis services
• Financial advisory and mortgage brokerage
• AI-powered property matching

2. Client Obligations

Clients must:

• Provide accurate and complete information
• Comply with German real estate and financial regulations
• Verify all property and financial information independently

3. Liability Limitations

Our liability is limited to gross negligence and willful misconduct. We are not liable for:

• Market fluctuations affecting property values
• Changes in interest rates or financing conditions
• Third-party services or recommendations

4. Governing Law

These terms are governed by German law. Disputes shall be resolved in Munich courts.

⚠️ Investment Risk Warning

1. General Investment Risks

• Market Risk: Property values may fluctuate due to market conditions
• Liquidity Risk: Real estate is typically less liquid than other investments
• Interest Rate Risk: Changes in interest rates affect financing costs
• Currency Risk: For international investors, exchange rate fluctuations apply

2. Regulatory Compliance

We operate under German financial services regulations:

• Licensed under § 34c GewO (Real Estate Brokerage)
• Registered with local Gewerbeamt
• Professional indemnity insurance coverage
• Member of relevant professional associations

3. Tax Considerations

Tax Disclaimer: Tax benefits mentioned are general in nature. Individual tax situations vary. Consult a qualified tax advisor for personal tax advice.

4. No Financial Advice

Information provided is for educational purposes only and does not constitute personalized financial advice. Always consult qualified professionals before making investment decisions.

Company Information

B3 Real Estate - Leonaidoo & Partners
Thomas-Dehler-Straße 15a
81737 München, Germany

Contact:
Phone: +49 176 47757767
Email: info@b3.immo

Business Registration:
Trade Register: [Registration Number]
VAT ID: [VAT Number]
Professional License: § 34c GewO

Responsible for Content:
[Managing Director Name]

Dispute Resolution:
We participate in dispute resolution proceedings before consumer arbitration boards.

What are Cookies?

Cookies are small text files that are stored on your device when you visit our website. They help us provide you with a better experience and allow certain features to function properly.

Types of Cookies We Use

Necessary Cookies

These cookies are essential for the website to function properly. They enable basic functions like page navigation and access to secure areas of the website.

Analytics Cookies

These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. We use this information to improve our website.

Marketing Cookies

These cookies are used to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user.

Managing Your Cookie Preferences

You can manage your cookie preferences at any time by:

• Using our cookie banner when you first visit the site
• Adjusting your browser settings
• Contacting us directly at privacy@b3.immo

Third-Party Cookies

Some cookies are placed by third-party services that appear on our pages. We do not control these cookies and recommend reviewing the privacy policies of these third parties.